ACCOUNT TYPE	MINIMUM DEPOSIT TO OPEN ACCOUNT	MINIMUM BALANCE TO EARN ANNUAL PERCENTAGE YIELD	INTEREST RATE	ANNUAL PERCENTAGE YIELD
*** SPECIALS ***
36 MONTH CERTIFICATE (IRA ONLY)	1,000.00	1,000.00	2.15%	2.17%
10 MONTH CERTIFICATE	1,000.00	1,000.00	1.60%	1.61%
21 MONTH CERTIFICATE	1,000.00	1,000.00	1.95%	1.97%
36 MONTH CERTIFICATE	500.00	500.00	2.05%	2.07%
60 MONTH CERTIFICATE	500.00	500.00	2.30%	2.33%
*** REGULAR ***
91 DAY CERTIFICATE	1,000.00	1,000.00	0.10%	0.10%
182 DAY CERTIFICATE	1,000.00	1,000.00	0.10%	0.10%
7 MONTH CERTIFICATE	1,000.00	1,000.00	0.20%	0.20%
12 MONTH CERTIFICATE	1,000.00	1,000.00	0.30%	0.30%
15 MONTH CERTIFICATE	1,000.00	1,000.00	0.40%	0.40%
16 MONTH CERTIFICATE	1,000.00	1,000.00	0.40%	0.40%
18 MONTH CERTIFICATE	1,000.00	1,000.00	0.60%	0.60%
30 MONTH CERTIFICATE	500.00	500.00	0.70%	0.70%
41 MONTH CERTIFICATE	1,000.00	1,000.00	0.85%	0.85%
48 MONTH CERTIFICATE	500.00	500.00	0.95%	0.95%
72 MONTH CERTIFICATE	500.00	500.00	1.15%	1.16%

A penalty may be imposed for early withdrawal

Rates are subject to change without notice

Rates Effective:

February 1, 2020