ACCOUNT TYPE	MINIMUM DEPOSIT TO OPEN ACCOUNT	MINIMUM BALANCE TO EARN ANNUAL PERCENTAGE YIELD	INTEREST RATE	ANNUAL PERCENTAGE YIELD
REGULAR CHECKING *	100.00
$100.00 TO $2,499.99		100.00	0.05%	0.05%
$2,500.00 OR MORE		2,500.00	0.10%	0.10%
SENIOR CHECKING	100.00
BELOW $2,500.00		ANY AMOUNT	0.05%	0.05%
$2,500.00 TO $4,999.99		2,500.00	0.10%	0.10%
$5,000.00 OR MORE		5,000.00	0.15%	0.15%
MMDA	2,500.00
BELOW $2,500.00		ANY AMOUNT	0.05%	0.05%
$2,500.00 TO $4,999.99		2,500.00	0.10%	0.10%
$5,000.00 TO $9,999.99		5,000.00	0.15%	0.15%
$10,000.00 TO $24,999.99		10,000.00	0.25%	0.25%
$25,000.00 TO $49,999.99		25,000.00	0.30%	0.30%
$50,000.00 OR MORE		50,000.00	0.35%	0.35%
STATEMENT SAVINGS	10.00	ANY AMOUNT	0.10%	0.10%

*Fees could reduce earnings

Rates are subject to change without notice

Rates Effective:

OCTOBER 21, 2016