Deposit Customer Service – When you call us during business hours, you will always speak to a person – not a series of prompts and recorded messages. We are dedicated, friendly, and committed to serving our customers and community!

Deposit Services Offered:

eStatements

Go Green by enrolling in eStatements today!

• Free– Enrolling in eStatements is free and easy!
• Convenient – eStatements are available to print or download to your computer at your convenience. No more waiting for your statement in the mail!

Bill Pay

Convenient.  Free.  Reliable.

• Payment– Pay almost all of your bills from our website.  You can even schedule single, recurring or future-dated payments!
• Notifications– You can sign up to receive reminders of your bill activity.
• Free– Our Bill Pay is free, meaning we won’t charge you to pay your bills online.  Plus, you’ll save money on stamps, envelopes, and checks!
• Secure– Bill Pay is completely secure, so you’ll have ease of mind that your payment will arrive on time and won’t be lost in the mail.

ACCOUNTS:

SAVINGS ACCOUNTS:

Statement Savings Accounts: (CLICK HERE FOR RATES)
Start saving for your future today!

• Low Minimum Deposit to Open and Maintain– For only $10 minimum balance and no fees, open a savings account for your future today.
• Transactions – Our savings account allows unlimited deposits and up to six transfer or withdrawals per month.
• Statements – We will provide a monthly or quarterly statement (depending on your account activity) free of charge.  You can also go green and enroll in eSatements (your transaction information is available on-line if you choose to view it.

Certificate of Deposit: (CLICK HERE FOR RATES)
From 91 days to 60 months, we have the term to fit your needs!

• Minimum Balance – Our Certificates of Deposit have terms available with opening balance requirements as low as $500.
• Interest Compounded Daily – Our Certificates of Deposit with terms greater than 182 days provide interest that compounds daily to maximize your return.
• Consideration of the Unexpected – Our Certificates of Deposit withdrawal penalties are waived for withdrawal requests to nursing homes (just provide proper documentation).

Individual Retirement Accounts:(CLICK HERE FOR RATES)
Secure your future with our no fee IRA

• Traditional and ROTH IRAs – We offer both Traditional and ROTH IRAs to fit your retirement needs.
• Fee Free – There are no transfer or annual maintenance fees on our IRAs.
• CD Based – Our IRAs are funded with Certificates of Deposit so you can keep your retirement safe with a low-risk investment.
• Minimum Balance – Our IRA Certificates of Deposit have terms available with opening balance requirements as low as $500.
• Interest Compounded Daily – Our IRA Certificates of Deposit with terms greater than 182 days provide interest that compounds daily to maximize your return.
• Add-On Feature – Take advantage of the interest rates you are already earning and add your eligible annual contribution into an existing IRA CD once per calendar year.

CHECKING ACCOUNTS: (CLICK HERE FOR RATES)

Simply Free Checking:
Simplify your life; Open a Simply Free Checking Account today!

• No Monthly Maintenance Fee – Our Simply Free Checking account has no monthly maintenance fee.
• Fee-Free ATM/Debit Card – Our Simply Free Checking allows unlimited transactions with thousands of retailers and ATMs. CB&L will reimburse your checking account for foreign ATM fees that you incur up to a total of $10 per statement cycle (statement cycle is the period of time covered by each monthly statement).
• Low Minimum Deposit to Open – Our Simply Free Checking requires only $100 to open and has no minimum balance requirements thereafter.
• Monthly Statements – We provide your monthly statement and imaged checks for no extra fee (and your transaction information is available on-line if you choose to view it). You can also go green by enrolling in eStatements!
• Student Friendly— Students, show us your valid high school or college ID and receive basic checks for FREE! (Other check fees vary by style and quantity ordered)

Senior Checking:
Calling all customers 55 and over – We have an account just for you!

• No Monthly Maintenance Fee – Our First Class Senior Checking account has no monthly maintenance fee.
• Fee-Free ATM/Debit Card – Our First Class Senior Checking allows unlimited transactions with thousands of retailers and ATMs. CB&L will reimburse your checking account for foreign ATM fees that you incur up to a total of $10 per statement cycle (statement cycle is the period of time covered by each monthly statement).
• Free Checks — Our First Class Senior Checking comes with free basic checks (single box order).
• Low Minimum Deposit to Open – Our First Class Senior Checking requires only $100 to open and has no minimum balance requirements thereafter.
• Interest Earning – Our First Class Senior Checking offers these features as you earn interest. The interest rates are tiered so the higher the balance the higher the earnings.
• Monthly Statements – We provide your monthly paper statement and imaged checks for no extra fee (and your transaction information is available on-line if you choose to view it).

NOW Account:
Just good checking – plain and simple! NOW is the time to open a new checking account

• Low Monthly Maintenance Fee – Our NOW Account has only a $5 monthly maintenance fee if your balance falls below $500 any day during your statement cycle.
• Fee-Free ATM/Debit Card – Our NOW Account allows unlimited transactions with thousands of retailers and ATMs. CB&L will reimburse your checking account for foreign ATM fees that you incur up to a total of $10 per statement cycle (statement cycle is the period of time covered by each monthly statement).
• Low Minimum Deposit to Open – Our NOW Account requires only $100 to open.
• Interest Earning – Our NOW Account offers these features as you earn interest. The interest rates are tiered so the higher the balance the higher the earnings.  A minimum of $100 must be maintained to earn stated APY.
• Monthly Statements – We provide your monthly paper statement and imaged checks for no extra fee (and your transaction information is available on-line if you choose to view it).

MMDA Account:
Looking for a way to save, with some checking options?  This is your account!

• No Monthly Maintenance Fee – Our MMDA account has no monthly maintenance fee.
• Transactions – Our MMDA allows unlimited deposits and up to six third-party withdrawals per statement cycle (statement cycle is the period of time covered by each monthly statement).
• Interest Earning – Our MMDA Account offers these features as you earn interest. The interest rates are tiered so the higher the balance, the higher the earnings.
• Monthly Statements – We provide your monthly paper statement and imaged checks for no extra fee (and your transaction information is available on-line if you choose to view it).